Did you know that you can get wedding Insurance? There are
companies that will cover your losses, if a major catastrophe
should occur. A wedding can cost more than a new car. You insure
your car, why not your wedding? If a hurricane prevents your
groom from flying in for the wedding, or the caterer goes out of
business, and any number of other nightmarish events occur, you
can recover the money you have paid out. What is Wedding
Insurance? Insuring your wedding is just like insuring your car,
home or business. If the Reception hall burns to the ground the
night before the wedding, insurance may help you to recover all
of the money you have spent.
What is Covered? Insurance covers a number of things important
to having the wedding of your dreams, such as weather, the key
people, gowns, rings, gifts and any number of other items. Here
are some things and situations that may be covered.
Cancellation costs - Any unforeseen event that forces you to
cancel the wedding. A tornado destroys the church, or the
photographer doesnĄ¯t show the bridal salon closes down before
your dress is finished, all are situations, which can be covered
by wedding insurance for having the wedding on another day, and
for such expenses as flowers, the cake and invitations.
Vendors If vendors like the caterer donĄ¯t show up on the big
day, insurance will cover the cost of changing the wedding date.
Illness or Injury You may be covered if the bride, groom, or
anyone essential to the wedding is ill or injured and can not
attend. Wedding pictures and videos may be covered if your film
is ruined or the photographer never arrives you may be
reimbursed if you find another photographer or reschedule the
wedding. Clothes If the Tuxedo or wedding gown are inadvertently
damaged beyond repair before the wedding, you can get
replacements and your insurance will pay. Gifts If any of your
gifts are damaged or stolen you maybe covered,. Check your
policy carefully. There may be a limit for making a claim, such
as 7 days after the wedding. Special Jewelry If your wedding
rings are lost, damaged or stolen most companies will cover the
insured values of the rings Military Deployment if either the
bride or groom are in the military and are on leave for the
wedding and have their leave revoked, insurance may cover the
the cost of postponing the wedding. However, if either of them
are in the military and not on leave, and are deployed that is
The average cost of a wedding insurance policy is between
0.00 and 0.00. A real bargain when you consider that most
weddings today cost upwards of ,000. Before you buy
insurance, gather all of your receipts, make copies, one for the
insurance company so they have figures to work with. Give a copy
to your parents to hold and if you have a safe deposit box,
store the originals there, .in case you need to file a claim.
Read the policy, and make sure you fully understand everything
before you sign anything.